🏡 How Much Money Do I Need to Buy a Home?

Your Step-by-Step Guide to Financing Your Future

💬 Common Questions—Answered by Your Trusted Real Estate Team

✅ How much money do I need to buy a home?

You may qualify for low or no money down depending on the type of mortgage and assistance programs available in your area.
✔️ FHA Loans
✔️ VA Loans
✔️ First-Time Home Buyer Grants
✔️ Local and State Incentives

Pro Tip: A buyer consultation with our team will help uncover every option available to you.

🏠 Can you help first-time home buyers?

Absolutely! We love helping first-time buyers unlock the door to homeownership. We’ll walk you through:

• FHA Financing

• Down Payment Assistance

• Closing Cost Grants

• Local and National First-Time Buyer Programs

You don’t have to figure it out alone—we’ve got you covered!

🎖 What about veterans?

Yes, and first of all—thank you for your service.
We work with VA-approved lenders to offer:

• 0% Down VA Loans

• Reduced Fees & Closing Costs

• Personalized Support Throughout the Process

📊 What credit score do I need?

You’ll need a minimum score of 580, along with two years of tax returns. But that’s just the starting point.
We connect you with lenders that offer:

• Flexible Approval Criteria

• Competitive Interest Rates

• Assistance for Improving Credit if Needed

💼 Can I buy if I’ve had a bankruptcy or foreclosure?

Yes!

• Bankruptcy: May qualify after discharge

• Foreclosure: Typically eligible 3 years after

Let us review your timeline and help you build your path back to ownership.

🧭 Can you help with short sales?

Definitely. Short sales are more complex, but our experienced team has successfully guided both buyers and sellers through these deals.
✔️ Contract Strategy
✔️ Lender Communication
✔️ Timeline Management

🌴 I’m moving to Florida. Can you help?

Yes! We’re licensed in Florida with Luxe Properties and specialize in relocation and second-home purchases.
Florida’s market includes things like:

• Condo Association Rules

• Flood Zone Considerations

• Special Assessments

We offer white-glove service and real-time market insight—backed by quarterly updates from Dr. Eli Beracha (Director of Real Estate at FIU).

🗝 Let’s Unlock Your Future

Whether you’re buying your first home, starting over, or relocating to a new state, our team is here to help.

📞 Schedule your free consultation today
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